Fee-Only // Fiduciary // Boston

Stop Paying 1.5%.
Keep $1,000,000 More By Retirement.

ArcVest charges 0.40% — fee-only, fiduciary, no commissions. Just your money working for you.

REC ● 02:47
Watch: How fees quietly cost you $1M
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The Math

A 1% fee difference = $1,000,000 less at retirement.

Run the numbers yourself. Same portfolio. Same contributions. Same time horizon. Only the fee changes. This is the data behind our entire business model.

Typical Advisor

~1.5% per year
$4.3M
Portfolio value at age 67
VS

ArcVest

0.40% per year
$5.3M
Portfolio value at age 67
Assumptions: 40-year-old investor · starting portfolio $500,000 · contributes $25,000/year · retires at age 67. Same market returns, same contributions, same time horizon. The only variable is the advisor fee.
Net difference: $1,000,000
— purely from fees.

See your own fee savings.

A 30-minute, no-obligation consultation. We'll map your current fee exposure against an ArcVest projection — numbers specific to your portfolio.

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How ArcVest Works

Three commitments. Zero compromises.

01 / FIDUCIARY

Legally bound to you.

As fiduciaries, we are required by law to act in your best interest — not ours, not a product provider's, not a brokerage's. Every recommendation passes that test first.

02 / FEE-ONLY

No commissions. No conflicts.

We take a flat percentage of assets under management. No kickbacks, no product commissions, no hidden fees. If you don't win, we don't win.

03 / FULL-SERVICE

End-to-end wealth guidance.

Investment management, retirement planning, estate coordination, and tax optimization — under one roof. One team. One plan. One fee.

Services

What's included in your 0.40%.

01 // Investment

Investment Management

Portfolio construction, trading, and ongoing rebalancing driven by a written Investment Policy Statement built specifically for your goals and risk profile.

02 // Retirement

Retirement Planning

Forward-looking projections, contribution strategy, and income planning — so you know exactly what number you're building toward and how to get there.

03 // Estate

Estate Planning Partner

We coordinate directly with your estate attorney to ensure your financial plan and estate documents are aligned and working in the same direction.

04 // Tax

Tax Optimization

Asset location strategy designed to place the right investments in the right accounts — reducing drag and keeping more of what your portfolio earns.

Get the full breakdown in 30 minutes.

No pitch. No pressure. A direct conversation about your portfolio and whether ArcVest is the right fit.

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Why ArcVest

Credentials, not claims.

We don't publish testimonials or curated success stories. Here are the verifiable facts.

50+
Years combined experience between partners
0.40%
AUM fee — published, transparent, fee-only
100%
Fiduciary — legally required to act in your best interest
~1.1%
Annual savings vs. typical ~1.5% advisor fee
Meet the Partners

Two partners. One standard.

ArcVest was built on the belief that wealth management should be transparent, conflict-free, and priced to keep compounding on your side of the table.

CF

Chad Fargason

Partner

Partner at ArcVest, focused on fiduciary wealth management for families and individuals building long-term retirement plans. Committed to the firm's fee-only, transparent model.

EC

Erik Cooper

Partner

Partner at ArcVest, focused on portfolio construction, tax optimization, and end-to-end wealth coordination. Shares the firm's commitment to fiduciary, conflict-free advice.

Talk to a fiduciary. Not a salesperson.

The consultation is free. The conversation is direct.

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Free Download

The ArcVest Retirement Guide.

A plain-English guide to the math behind fees, fiduciary duty, and how to build a retirement plan that actually holds up.

PDF // Free

Get the Retirement Guide sent to your inbox.

No spam. No sales call required. Just the guide — the same framework we use with new clients to stress-test their existing plan.

FAQ

Questions before the consultation.

How is a fee-only advisor different from a commission-based one?+
Fee-only advisors are paid directly by you — a flat percentage of assets under management. Commission-based advisors are paid by the financial products they sell you, which creates a structural incentive to recommend products that pay them more. As fiduciaries and fee-only advisors, ArcVest is compensated one way: by you, for acting in your best interest.
What's included in the 0.40% fee?+
Comprehensive wealth management — portfolio construction, ongoing trading and rebalancing, a written Investment Policy Statement, retirement planning, estate planning coordination with your attorney, and tax optimization through asset location strategy. One fee. No commissions. No hidden costs.
What's the minimum portfolio size to work with ArcVest?+
The best way to find out if ArcVest is the right fit for your situation is to schedule a free consultation. We'll walk through your portfolio, your goals, and whether our Wealth Builder Plan makes sense for you.
How long does it take to get started?+
Most clients move from initial consultation to fully onboarded within a few weeks. Step one is the free consultation — we only move forward if it's a fit for both sides.
What if I already have a financial advisor?+
You're far from alone — most people we talk to are already working with someone. The consultation is a no-pressure way to get a second opinion on fees, fiduciary status, and whether your current plan is actually pointed at your retirement goals. You leave with clarity either way.
Book Your Call

Schedule a Free Consultation

30 minutes. No obligation. A direct look at your fees, your plan, and the math.

Select a Time · 30 min

Choose a slot that works for you. You'll get an instant confirmation and a calendar invite.

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